The continued existence of the Scaffold Law (NYS Labor Law sections 240/241) which imposes “absolute liability” for elevation-related injuries on contractors and property owners in N.Y. This unique to N.Y. law continues to hurt the construction insurance market and every year including this one, more carriers leave the market because of the massive risk it subjects them to. This in turn drives up construction costs and makes it very difficult to procure proper coverage for N.Y. construction.