To say that Pokémon Go has taken the world by storm would be an understatement—it’s completely taken over! Go to nearly any public place and you're bound to see someone playing the addictive game on his or her smartphone. The game has become so popular that Nintendo's stock nearly doubled in less than two weeks after launching.

While many love the game, acclaim hasn't come without a few downfalls. Texting and social media offer enough distraction while driving or walking around, but Pokémon Go takes things to the next level. There have already been accidents due to the game, and a few of them have resulted in death.

While you shouldn't stop playing Pokémon Go, a few precautions are needed, including:

·       Pay Attention to Information

When using third-party apps on your phone, all your information is being collected, stored, and sold in certain capacities. Pokémon Go is no different. While this may seem okay now, data aggregates will eventually create a comprehensive picture of you based on your app usage. And that's a scary thought!

Did you know, in order to play Pokémon Go a user must allow Niantic and Nintendo full access to their personal or business emails? Be very careful when joining Pokémon Go and create a new email to avoid a breach of privacy. 

·       Avoid the Card

Avoid attaching your credit card to an app like Pokémon Go. This game has been shown to be addictive, and you can easily be encouraged to spend money you don't have on items that make the game easier. Fight the addiction, you should never have to make a choice between buying another Pokéball and eating dinner that evening.

·       Stay Safe While Using Apps

Pokémon Go certainly isn't the only app that requires safe usage practices. This is especially true if you have children playing. Encourage kids to not share their age or name with most apps. Turn off geo-location services when you don't need them, as your location can become embedded in photos that are posted on social media.

·       Pay Attention to Your Surroundings

Pokémon Go encourages people to chase Pokémon around landmarks. This makes life easy for bad guys. They can target individuals walking around in dangerous areas unaware of their surroundings. Recently, three people were robbed at gunpoint after being drawn to an area in a park in Maryland while playing the game.

Playing Pokémon Go is commonly played during regular times of travel including commuting to and from work, running errands. Do not let Pokémon Go jeopardize your safety when traveling. 

If you're going to play the game consistently, then practice safe gaming. Only go out in high-traffic places with friends, pay attention to the world around you, and avoid sketchy areas. Your life is worth more than any Pokémon you might be able to catch!

It's Not All Bad!

Pokémon Go is a great game for getting people out of the house, socializing, and moving around. Many have found themselves losing weight and improving their overall health as a result of their gaming addiction. Just remember to pay attention to your surroundings and avoid giving away too much about yourself through the app.

In the new world of Pokémon Go cyber liability insurance is a must. All Pokémon Go users should read the privacy policy Niantic and Nintendo asks users to agree to. If you are comfortable sharing your location, name, birthday, and emails with Niantic and Nintendo then cyber insurance is not for you. 

If you have questions about cyber liability and the safety of your personal information then contact Skyline Risk Management, Inc (718) 267-6600 to voice your concerns.