Skyline Risk Management, Inc. is committed to protecting your privacy. This Privacy Statement ("Statement") explains our information collecting policies. It applies to any personal information you provide to Skyline Risk Management, Inc. and, subject to local law, any personal information we collect from other sources. Throughout this Statement, "Skyline Risk Management, Inc." refers to Skyline Risk Management, Inc. its affiliated companies and subsidiaries.
What type of information does Skyline Risk Management, Inc. collect?
We collect personal information to offer and administer our insurance services and products. These include brokering, claims management, risk management, underwriting of insurance products, employee benefits program administration, consulting and more.
When you request services, we ask you provide accurate and necessary information that enables us to respond to your request. In doing so, you consent to our collection, use, storage and disclosure of this information to appropriate third parties for the purposes described in this Statement.
Your personal information may also be provided by third parties such as employers, insurance companies, insurance brokers or agents, credit organizations, motor vehicle and driver licensing authorities, financial institutions, etc.
When may Skyline Risk Management, Inc. may collect information you online?
By using Skyline Risk Management, Inc. websites and mobile applications, you agree to the processing of your personal information as explained in this Statement, including placing cookies on your device as described below.
We collect personal information to fulfill your requests for products and services and to improve your online experience. In some instances, Skyline Risk Management, Inc. automatically collects certain types of information when you visit our websites and mobile applications and through e-mails that we may exchange. Automated technologies may include the use of web server logs to collect IP addresses, "cookies" and web beacons.
In addition, on some occasions, Skyline Risk Management, Inc. may use tracking technologies such as web beacons, to collect information about your visits to our websites and mobile applications. These are small electronic images embedded in web content or e-mail messages and are ordinarily not visible to users. Like cookies, this tracking technology enables us to track pages and content accessed and viewed by users on Skyline Risk Management, Inc. websites. The use of these technologies helps us to provide you with a positive experience when you browse our websites and mobile applications.
For more detailed information about cookies, you may wish to visit www.allaboutcookies.org.
Links to Other websites
Skyline Risk Management, Inc. websites may contain links to other sites which are outside our control and are not covered by this Statement. If you access other sites using the links provided, the operators of these sites may collect information from you which will be used by them in accordance with their privacy statement. We encourage you to read the privacy statements on other websites you visit. Skyline Risk Management, Inc. is not responsible for the content or privacy practices of linked sites or any use of those sites.
Access our Websites through Mobile Devices
If you access our websites on a mobile device, we may also collect your unique device identifier and mobile device IP address, as well as information about your device's operating system, mobile carrier and your location information. When you provide us your mobile device phone number as your contact phone number, you consent to the use of your mobile device phone number for the purposes identified in this Statement. If you choose to receive notifications from us on your mobile device (e.g. SMS notifications), you also consent to the use of your phone for that purpose.
Does Skyline Risk Management, Inc. disclose your personal information?
We do not disclose personal information about our online visitors with unaffiliated third parties for their own marketing purposes.
We do disclose personal information to our business partners that are necessary to provide you with our products and services.
We may also disclose your information to service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements.
We may disclose personal information if we are required to do so by law or legal process, in response to law enforcement authority or other government official requests, when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, in connection with an investigation of suspected or actual illegal activity or in the event that Skyline Risk Management, Inc. is subject to a merger or acquisition to the new owner of the business. Disclosure may also be required to investigate a complaint or security threat or for company audits.
Does Skyline Risk Management, Inc. transfer your personal information out of the country?
Skyline Risk Management, Inc. may transfer certain personal information across national borders to Skyline Risk Management, Inc. entities or service providers in other countries working on our behalf in accordance with applicable law. By providing us with your information or using our websites, you consent to the collection, international transfer, storage, and processing of your information. These transfers are governed by European Union (EU) standard contractual clauses, the U.S./EU Safe Harbor Framework or equivalent data transfer agreements to protect the security and confidentiality of personal information. To learn more about the Safe Harbor program, please visit http://www.export.gov/safeharbor/.
Does Skyline Risk Management, Inc. have security measures in place to protect your information?
Our partners are contractually bound to maintain the confidentiality of personal information and may not use the information for any unauthorized purpose. Skyline Risk Management, Inc. has implemented reasonable security standards to protect your personal information.
If you have any questions relating to this Statement, please contact us at the Skyline Risk Management, Inc., Privacy Office, 30-50 Whitestone Expressway, Suite 402, Flushing, NY 11354 or email@example.com.
Changes to this Statement
We may update this Statement from time to time. We encourage you to periodically review this Statement so that you will be aware of our privacy practices. This Statement was last updated on February 1, 2016.